How does the Cash Back Rewards Optimization Score work?

Enter your optimization points count and optionally a name or label, and you get a tier and a caption based purely on the number.

How is my tier decided?

Your tier is based purely on how many optimization points you enter, from the calmest tier up to the top tier at the high end.

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How optimized is your cash-back card strategy, really?

Optimization Points counted

Which category are you maximizing?